U.S. Director of Federal Housing (FHFA), William John Pulte, has ordered Fannie Mae and Freddie Mac to prepare a proposal for consideration of cryptocurrency as an asset for reserve in their respective single-family mortgage loan risk assessments without conversion of the crypto to U.S. dollars.
Bitcoin will now be considered a reserve asset when applying for mortgages. Bitcoin and cryptocurrencies have not been considered in the mortgage risk assessment process for loans prior to the order.
After significant studying, and in keeping with President Trump’s vision to make the United States the crypto capital of the world, today I ordered the Great Fannie Mae and Freddie Mac to prepare their businesses to count cryptocurrency as an asset for a mortgage.
— Pulte (@pulte) June 25, 2025
SO ORDERED pic.twitter.com/Tg9ReJQXC3